Your Medicare Transition Team
248.871.7756
Your Medicare Transition Team
248.871.7756

Medicare is truly a process; not just a product.

The Medicare system is confusing. Non-stop noise coming at you from family, friends, colleagues, insurance people, human resources, the government, etc. Phone calls pestering you. Your mailbox filling with solicitations. We totally get it. Why in the world do you have to deal with something so complex at age 65+?   

Our clients want to learn enough so that they know they are not making a mistake in regards to their Medicare coverage. Avoiding mistakes are key. That’s why connecting with us at age 64 and one half combined with education is the key to an easy transition to the Medicare system.

That’s how we spend our days. Transitioning people to the system. How do we do that? Baby steps. 

  • Let’s assess first that you need Medicare; 
  • How do you actually enroll? Online, head to an office? Penalties?
  • We’ll help you understand just how much this new health insurance will cost if it will indeed be your next step;
  • How do want your healthcare to look? Travel? Choose your own doctors? No unexpected bills? Pre-existing conditions? It’s your chance to think through and design your plan;
  • We’ll guide you through the enrollment, carrier choices and handle all of the paperwork;
  • We’ll hold your hand and put the pieces into place one step at a time.

We’ll help you arrive at that peace of mind place where you can finally stop debating and thinking about the Medicare madness. Put it on a shelf and get on with life.

Click HERE to schedule a time to talk with one of our advisors at your convenience.

Have a quick question? Use our chat feature on the bottom of your screen!

Problem Solving

If you are over age 64, you are likely being hounded with phone calls and all sorts of solicitations that are intended to sell you Medicare products. 

Remember, Medicare is truly a ‘process’ that just happens to include a few products. 

We help people decide if they need to actually enroll into the Medicare system (it’s a myth that you have to enroll at age 65). Some people will be enrolled automatically, others not. So, do you need to enroll? That’s step one. 

After that comes the conversations about how much does Medicare cost if you need it? After we find that you need this coverage, we’ll talk you through the products that you’ll need. We’ll talk about IRMAA surcharges (see our video HERE regarding the cost of Medicare which incorporates the discussion around IRMAA)

You’ll have some homework; we’ll coach you through each step of what to do and when you need to do it. All related to your transition to the Medicare health insurance system.

When we get to the product stage? We’ll screenshare our computer screens, you can see rates for all carriers, we’ll talk through what we’d recommend and why. We’ll handle all enrollments for you. We always suggest gathering up all of your questions for us “I heard this from a neighbor… I saw this on TV…. I thought….” Let’s address all. 

Your transition to Medicare isn’t just a quick phone call or responding to a postcard in the mailbox. There’s much more to it.

FYI. We get asked often “how are you paid?” We are paid just as your home or auto insurance person is; we are compensated by insurance carriers. There are Medicare services out there that will charge you $1,200 to help you decide what to purchase. We do that at no charge. We believe that is part of our job as agents. 

 

Independent

We recommend working with an independent agency when purchasing your Medicare products.  We can represent just about every carrier in the Medicare space!  And, there are carriers that we like better than other ones and we’ll share with you our reasons why.  

These can be very long term relationships that YOU have with a carrier.  Remember that pre-existing conditions can and do creep into the Medicare discussion so you really should have a longer range view with  your coverage. 

Calling carriers directly to sign up.  You sure can BUT, think about it, when you call Large Carrier A and inquire about a product?  You typically aren’t going to learn about other options, other carriers, other product types. Right?  You also won’t have the assistance of an agent when you sign up directly. 

We stay on top of the latest industry news, product changes and more – that’s our job. Then, we deliver that info to you. 

Advisors, CPA's, HR, group health folks!

Your client is 66 years old, retiring and decides to take Cobra coverage as he separates from the employer. 

Red flags go off in OUR heads. Cobra insurance coverage and people that are eligible for Medicare do not play nicely together. It’s not a situation that you want to see your client in. You just don’t know the mechanical rules like we do.

Your job isn’t Medicare. Ours is. We’re here to help support all that you do for your clients.

It takes a village and we’re here to be part of yours. We work with many advisors across the country to help their clients navigate the Medicare system. We help the client to do the right thing at the right time. Medicare is a process that needs to be done correctly.

Collectively, we can help our mutual clients avoid mistakes.  Here’s an article written by Joanne so that you can get a feel for what we bring to the advisor community. 

Feel free to email her at joanne@gmedicareteam.com with questions you might have. 

Giardini Medicare Team

We Are Proud to Offer These Carriers

Google Reviews

Victoria Jurgensen
Victoria Jurgensen
13:20 01 Feb 20
Cameron is the best! I was so stressed and confused about Medicare and felt bombarded by information - too many phones... calls and mailings coming at me. Cameron explained everything and helped me decide the best route for me. He walked me through every step of the way and was SO patient! He was always available for a phone conference which made it so easy. And he filled out all of the online paperwork with me so I knew that I was doing it correctly. Plus, he is a very nice and friendly guy - so what’s not to like😁 I heartily recommend Cameron to anyone wading through the confusing world of Medicare! Stop stressing and call him today!read more
Brian Schubert
Brian Schubert
19:23 06 Jan 20
Giardini Medicare was extremely easy to work with. They took the time to answer all my questions and gave me a detailed... account of what I needed to do and when it needed to be done. Great Experience. Highly recommend.read more
Suzette Bouchard-Isackson
Suzette Bouchard-Isackson
18:07 31 Dec 19
This company was fabulous help with signing up for medicare insurance. I waited until the last minute and Joanne was... fabulous, knowledgeable, helpful, and worked through the necessary steps with me. thank you so much!!read more
Patti Cole
Patti Cole
15:44 01 Dec 19
I was in search of an agent or group that would be available to answer questions and keep husband an I updated on the... latest changes that would or could effect us. I have been more than pleased at the level and quality of service and communications I have received thus far. Keep up the good work!read more
Clare Muscillo
Clare Muscillo
04:13 01 Dec 19
This is one company that I personally endorse and recommend to friends and family. They know Medicare Insurance better... than ANY OTHER person or company I have ever dealt with. They’re honest, reliable, efficient, responsive and thorough. They actually HELP you choose the best plan for your needs. You’re not alone, on your own, trying to make this important decision. You can actually rely on Joanne and her team of well trained associates. I wouldn’t deal with any other Medicare company. Clareread more
Pat Guminski
Pat Guminski
18:05 30 Nov 19
Very knowledgeable. Joanne was great to deal with. I talked to her for two years with Medicare questions, and she... always responded quickly. When I finally did sign up, she did all the work. I have recommended her to my friends.read more
Peter Mousseau
Peter Mousseau
17:28 30 Nov 19
Joanne and team are the most knowledgeable source of information we have ever encountered. They deliver extremely... clear and concise presentations and can answer most any question put to them. If not, they will get back to you with answers. After making our Medicare decisions, we do not feel abandoned by them, either! It feels like we have a permanent relationship. Looking forward to navigating the future with them.read more
Deborah
Deborah
17:02 30 Nov 19
This company explains Medicare in a very simple way. They also recommend what is right for you and not what is right... for their pocket book. I have been associated with other companies in the past that did not really look out for my best interest.read more
Jane Gannon
Jane Gannon
15:17 07 Nov 19
Trevor Patzsch at Boomer Health Group has been helping me now for 2 1/2 months to transition my health insurance from... my husband's medical into my own plan. We decided that "Priority Health" was the best plan for me and he has helped me with ALL the details along the way, with EVERY question and their were many. I could not have done this without Trevor's help, as this was a very stressful time in my life. My husband was retiring, we had company visiting from over seas and I wasn't feeling well, all at the same time. We would text, email and call with information to make things as simple as possible. I don't know why everyone one doesn't use BOOMER HEALTH GROUP for help with INSURANCE DECISIONS? I will recommend them to everyone I know. Decisions like these can be difficult. Having HELP like this eases the anxiety!🏥 Call and ask for Trevor today!!📞read more
Susan Cline
Susan Cline
17:14 27 Oct 19
I entered the Medicare days.... very DAZED..and confused with all the options and feeling overwhelmed with the... transition from my personal health insurance plan that I knew very well, to the Medicare world!! All the mail and telephone calls I was receiving, made things even more overwhelming! It was such a joy to have Joanne and her great group to explain and basically walk me through the process! Joanne is very professional, down to earth and a joy to work with!!! I am coming up to the beginning of my second year with Medicare and continue to feel great appreciation for all the wonderful services that Boomer Health Group has to offer.read more
Allison Butler
Allison Butler
13:34 26 Aug 19
Joanne and her team are great! We have referred many clients (even family) to them and have gotten wonderful feedback... about their experience. Not only are they knowledgeable, they are friendly and energetic. We love finding great people to pass referrals to!read more
Pattie Harrington
Pattie Harrington
15:58 23 Aug 19
Signing up for medicare was so easy! After attending an informative meeting that explained all of the parts of medicare... without any sales pitches. I contacted Cameron who explained my options and answered all of my questions. I feel I made an informed decision and am confident about my choice.read more
Chris West
Chris West
13:03 23 Aug 19
This is where you want to go for medical insurance help, period. They listen to your situation, they ask questions,... and only then they use their extensive knowledge and experience to help you find the plan the is right for you. I find this stuff really confusing and I now know that it is constantly changing so it is so reassuring to know that I have them as my experts to help me make the best decision. They Are Brilliant!read more
Judy Shaull
Judy Shaull
00:30 23 Aug 19
I live in CO and our financial person recommended Boomer Health Group to us. Joanne was a great help to me. She not... only shared her knowledge but also assisted me with my enrollment. I had done a fair amount of reading before contacting her so I had an idea of what I wanted. She confirmed a lot of my suspicions and told me the pros and cons of some of my ideas. I am a satisfied client.read more
Tracey Lawrence
Tracey Lawrence
22:16 21 Aug 19
Boomer Health is an incredible resource for seniors. Medicare is so daunting, and few people realize that help is close... at hand and doesn't cost them anything. In fact, they save money. The peace of mind delivered by these wonderful, caring folks is invaluable. I enthusiastically refer my clients to Boomer Health!read more
Connie Forrester
Connie Forrester
03:03 21 Aug 19
My experience with Boomer has been excellent. I knew very little about the Medicare process. The staff walked me... through all of it and explained it all in terms I understood. Everything went smoothly and I would recommend Boomer to anyone looking for this service.read more
Cindy Barrow
Cindy Barrow
17:15 31 Jul 19
As I was approaching the magical "65" I was totally confused about Medicare coverage ….a friend referred... me to Boomer ..and it was GREAT !!!!! Joanne was very kind to educate me on my choices ...did not make me feel stupid for not knowing ……..Boomer set me in the right direction for the insurance I needed ...and is still there to answer all my questions …..I refer as many people as I can to this company ..they are the BEST out there …...make the call give them a try ...you will not regret doing this !!!!!!!read more
Paula Bowman
Paula Bowman
20:12 07 Jun 19
This group has an understanding of medicare plans that surpasses any other source we checked out. Using their... extensive knowledge of the available plans, they helped us choose the best one for us without bias. We feel confident in our decision after working through the process with them. They made the whole process convenient. We highly recommend their service.read more
Corry Ridsdale
Corry Ridsdale
20:51 06 Jun 19
How to navigate through all the medical insurance choices when getting ready to go on Medicare - it's overwhelming and... confusing. Joanne makes the choices easy and she gives you knowledge you wouldn't have had just reading the information on your own. As a bonus, you don't pay any extra, she gets commission from the insurance company for signing you up. She works with many reputable companies, so the choices are easy. I highly recommend.read more
Bill Love
Bill Love
19:52 30 Apr 19
Joanne Giardini-Russell and her team at Boomer Health Group are, quite simply, the best in the game at navigating the... endless derivatives and onslaught of Medicare literature, options, decision trees, and pitfalls, to arrive at the optimal outcome for each of their customers. Joanne is also a blast to deal with: hilarious, blunt, irreverent, and passionate about what she does. She is a breath of fresh air, in a land of BS. Highest kudos!read more
Cheryl Kronner
Cheryl Kronner
01:48 17 Apr 19
Allie is outgoing and answers my questions so I understand them. I appreciate all of her help in getting to my next... stage of life. Thank you, Allie it was a pleasure to work with you. You made the process much easier for me. Sincerely, Cheryl M, Kronnerread more
Gary Roberts
Gary Roberts
03:02 01 Apr 19
Attended three seminars led by Joanne and she has been very informative. She helped me understand the ins and outs of... Medicare and related supplements. Signing up for all was made very easy with her help. I've been in contact with Boomer Health Group twice since I've started with Medicare. They had the information I was looking for and was able to assist me with a medical billing question. I highly recommend Boomer Health Group when it comes to anything Medicare related.read more
R SHED
R SHED
12:24 25 Mar 19
I thought that after spending a career in Health Care that setting up my Medicare coverage would be relatively... easy--that was a mistake! Navigating the system to find the best supplemental policies can be difficult. It also can be very expensive if you make the wrong choice. In my case consulted our state Senior Citizens Association, attended multiple seminars, and spoke with people at both Social Security and Medicare. None were able to give me a comprehensive overview of what I needed and often their advice directed me to an insurance company in which they had a business affiliation. Fortunately my financial adviser recommended Boomer Health Group. Straight away I knew I had come to the right place! Half the battle is understanding the lingo and concepts behind the policies. One of the great things about Boomer Health is that they provide education, tips on what to look for and what to avoid. They also exceed in consumer service--If I have a question I can go on line or call direct and someone will respond immediately---for me it has been Joanne and Cameron. I have also been impressed with their knowledge of Medicare and the various supplemental policies available. Best of all I feel like they genuinely understand what seniors are experiencing when they try to interact with an industry whose representatives have a wide variation in competency and conflicting financial incentives. For all of the above reasons I highly recommend The Boomer Health Group--5 STARS!read more
Oemil Cortes
Oemil Cortes
19:53 11 Mar 19
Cameron was so helpful and very knowledgeable. Save my family so much money. I would recommend Boomer Benefits to... anyone. They can answer any Medicare question. Joanne is also very helpful as well. Would recommend her as a quest to employers for lunch and learns to help employees. 5 Stars as I do not have an option to go higher!read more
Connie Swinney
Connie Swinney
14:52 09 Mar 19
Boomer Health Group is a wonderful place to get information about Medicare and what plans are available to you. They... give you the information, let you ask questions and then you make YOUR choices. I met Joanne and Cameron at a presentation. This presentation was so informative! Although I had already signed up with a supplemental plan, I contacted Cameron and ended up changing my plan. If you ever have the opportunity to attend one of their presentations, I highly recommend that you do so. And if that opportunity is not available, give them a shout and see what they might be able to do for you. They are here to serve their clients first......read more
Tania Stavale
Tania Stavale
13:21 09 Mar 19
Joanne at Boomer Health was a breeze to work with. Extremely informed, tailors client needs on an individual basis, and... very accessible. As a Medicare "newbie" I was overwhelmed with all the options, but Joanne assessed my needs and made the process very easy and it is working out great ... she has saved me considerable money while providing solid coverage. Highly recommend!!read more
Mark Macauley
Mark Macauley
21:19 08 Mar 19
I attended one of Joanne's seminars and was immediately impressed with how simply she explained all of your Medicare... options. After one phone call with the intent of getting pricing for my options, I was signed up and ready to enjoy my Medicare benefits. I have recommended Boomer Health to all of my friends who are becoming Medicare eligible. If you want to feel secure that you have the best Medicare plan for you, call Joanne now.read more
Joann Ballbach
Joann Ballbach
21:10 08 Mar 19
I'm so glad to have found Boomer Health! Joanne has already saved me thousands of dollars and kept me from making some... serious mistakes with Medicare, especially in setting up initial coverage. I very much appreciate her keeping an eye on my health and drug coverage by reviewing it every renewal period--I feel like I have a big sister watching out for me. I have already recommended her to friends, and am happy to post this online recommendation.read more
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