Milestone Birthdays… as told from a 24 year old

As a 24 year old, people often say to me “enjoy being young, 30 is the last good birthday you have” etc., etc.

But, lately, I’ve come to realize that this may not necessarily be true!

When working with Medicare beneficiaries and asking if they are AARP members, sometimes they will tell me “No I don’t want that card. It’ll make me feel old,”. I have to laugh because I was so excited to be able to get my AARP card (being an agent that is authorized to offer UHC insurance, I am eligible to have one). So, I find it funny that they feel a ‘discount’ card makes them feel old. So, we joke about it. When I get that response now, I assure them it’s not only for ‘old’ people – young people can sometimes have and enjoy it too.

Another birthday to look forward to is the 55th one (if you are contributing to a health savings account). Now that I am starting to look at my own insurance rather than being on my parents, I pay more attention to how high these deductible can be. I have looked at HSA eligible plans and have looked at the benefits that contributing to an HSA can have.

I was recently talking to my mom and she mentioned that she gets to contribute this year an extra $1,000 catch-up because she’s turning 55 this year. All I could think of was “you are so lucky!”

Last but not least, age 65!! Seeing the coverage that is out there for under 65 and comparing it to Medicare, well there is really no comparison. The coverage you can get on Medicare is very good. My mom and I often joke about how excited she is to turn 65 next.

Now, I don’t think many 24 year olds think this way, but it definitely gives me something to look forward to after age 30!